integrity by the numbers: clean sheets

Throughout the past decade, Julius Baer was among the Swiss banks to settle with United States justice and tax authorities over an investigation that revealed its active CleanSheetsparticipation in a scheme with wealthy American clients to avoid taxes. Were this an isolated incident, one could chalk it up to greedy bankers and self-centered multimillionaires—the former for the hefty fees, the latter for the hefty fortunes. Yet this is merely one in a series of ongoing investigations. Even if we were not in our current age of omnipresent—and, to be sure, omnipotent—electronic financial trails and travails, why do some people still consider integrity a human trait best left to our society’s do-gooders? Why can clean balance sheets still not be taken for granted, if only because they are so difficult to hide nowadays, let alone because tax fraud is hardly a victimless crime?

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the beauty of cobblestone: uneven paths

When driving, who wouldn’t choose the paved roads, the smooth transitions, the shock absorbers’ gratitude? The initial response may well be likewise when confronted with CobblestonePathpersonal and career decisions, yet is the flat ride always the best?

Instinct may have us attempt to avoid struggling, yet perseverance and character are built upon that self-same struggle and arguably impossible to achieve without it. The twin peaks of satisfaction and contentment are borne from a belief in—and willingness to confront— what lies ahead rather than an escape-at-all-costs mindset that has less substance than a microbe.

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